MMF Technical Manual - Collision
Collision

Collisions and Platforms Outside the Frame:
In the Frame Properties, Tick the “Handle Background Collision Even Out Of Window”.

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On a collision, use "overlapping" and not "collides with".

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Collision Mask:
A Collision Mask is the collective areas of all your Obstacle-type background objects. When you test a point inside an obstacle for Collision Mask, it will return true.

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